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Launch and Fund Your Lending Program with Clay's Brandable Credit™ Platform
Utilize Clay's powerful lending stack and debt line to offer your customers a smooth, brand-aligned borrowing journey, embedded into your platform.
Follow us for news
Launch and Fund Your Lending Program with Clay's Brandable Credit™ Platform
Utilize Clay's powerful lending stack and debt line to offer your customers a smooth, brand-aligned borrowing journey, embedded into your platform.
Follow us for news
Launch and Fund Your Lending Program with Clay's Brandable Credit™ Platform
Utilize Clay's powerful lending stack and debt line to offer your customers a smooth, brand-aligned borrowing journey, embedded into your platform.
Powering a New Phase in Fintech Innovation
Powering a New Phase in Fintech Innovation
Powering a New Phase in Fintech Innovation
How It Works
You Focus on Frontend and Growth
How It Works
You Focus on Frontend and Growth
How It Works
You Focus on Frontend and Growth
Easily customize the look and feel of Clay's pre-built UI components to match your platform and brand
Easily customize the look and feel of Clay's pre-built UI components to match your platform and brand
Easily customize the look and feel of Clay's pre-built UI components to match your platform and brand
How It Works
We Power Your Credit Stack
How It Works
We Power Your Credit Stack
How It Works
We Power Your Credit Stack
Clay has everything you need to deliver a full credit experience to your users without any external reliances
Clay has everything you need to deliver a full credit experience to your users without any external reliances
Regulatory Licence
We supply the requisite licence, ensuring local regulatory compliance.
Regulatory Licence
We supply the requisite licence, ensuring local regulatory compliance.
Regulatory Licence
We supply the requisite licence, ensuring local regulatory compliance.
Underwriting
Tailorable underwriting models, ensuring risk-balanced credit decisions.
Underwriting
Tailorable underwriting models, ensuring risk-balanced credit decisions.
Underwriting
Tailorable underwriting models, ensuring risk-balanced credit decisions.
Debt Capital
Instant access to debt capital, with clear KPIs for achieving leverage.
Debt Capital
Instant access to debt capital, with clear KPIs for achieving leverage.
Debt Capital
Instant access to debt capital, with clear KPIs for achieving leverage.
Loan Servicing
Easy-to-integrate APIs, streamlining account management and collections.
Loan Servicing
Easy-to-integrate APIs, streamlining account management and collections.
Loan Servicing
Easy-to-integrate APIs, streamlining account management and collections.
Compliance
Robust compliance systems, ensuring your credit operations meet standards.
Compliance
Robust compliance systems, ensuring your credit operations meet standards.
Compliance
Robust compliance systems, ensuring your credit operations meet standards.
Portfolio Reporting
Automated portfolio performance reporting, enabling clear data insights.
Portfolio Reporting
Automated portfolio performance reporting, enabling clear data insights.
Portfolio Reporting
Automated portfolio performance reporting, enabling clear data insights.
Instant Access Debt Line
Leverage Your Clay Debt Line to Finance Your Initial $50m in Loan Assets
Each originator begins with a $1m debt line to finance their loan assets. Based on transparent KPIs, this can be amplified to 50x, unlocking a $50m line for lending.
Instant Access Debt Line
Leverage Your Clay Debt Line to Finance Your Initial $50m in Loan Assets
Each originator begins with a $1m debt line to finance their loan assets. Based on transparent KPIs, this can be amplified to 50x, unlocking a $50m line for lending.
Instant Access Debt Line
Leverage Your Clay Debt Line to Finance Your Initial $50m in Loan Assets
Each originator begins with a $1m debt line to finance their loan assets. Based on transparent KPIs, this can be amplified to 50x, unlocking a $50m line for lending.
Loan Servicing
Integrate Clay's 360° Loan Servicing APIs
Clay will manage your loan accounts, schedules and payments via a RESTful API, allowing your members to self-serve through your bespoke frontend.
Loan Servicing
Integrate Clay's 360° Loan Servicing APIs
Clay will manage your loan accounts, schedules and payments via a RESTful API, allowing your members to self-serve through your bespoke frontend.
Credit Intelligence
Monitor Loan Tape Data in Real Time
Utilise Clay to monitor your loan tape data in real-time. Track borrower behaviour, loan performance, and repayment trends via your dashboard, enabling prompt, data-driven decisions.
Credit Intelligence
Monitor Loan Tape Data in Real Time
Utilise Clay to monitor your loan tape data in real-time. Track borrower behaviour, loan performance, and repayment trends via your dashboard, enabling prompt, data-driven decisions.
Scaling Up
At $50M in assets, we'll help you scale with private funds
Scaling Up
At $50M in assets, we'll help you scale with private funds
Scaling Up
At $50M in assets, we'll help you scale with private funds
Once you've originated $50M in assets, we'll support your expansion using private funding. Leveraging our network of debt investors, you'll be able to scale your lending initiative seamlessly, matching the scale of your vision.
Once you've originated $50M in assets, we'll support your expansion using private funding. Leveraging our network of debt investors, you'll be able to scale your lending initiative seamlessly, matching the scale of your vision.
Clay Credit Modules
Rapidly launch any lending vision
Clay Credit Modules
Rapidly launch any lending vision
Clay Credit Modules
Rapidly launch any lending vision
Personal Loan
Refi Loan
Line of Credit
Credit Card
Earned Income Access
Personal Loan
We provide a fully adaptable Personal Loans product to fuel your lending vision. Our originator partners can customise this module, building their own unique lending initiatives atop our solid foundation. Tailor your offerings, brand them as your own, and launch swiftly. Read our 'Personal Loan Guide' to learn more about this credit module.
Personal Loan
Refi Loan
Line of Credit
Credit Card
Earned Income Access
Personal Loan
We provide a fully adaptable Personal Loans product to fuel your lending vision. Our originator partners can customise this module, building their own unique lending initiatives atop our solid foundation. Tailor your offerings, brand them as your own, and launch swiftly. Read our 'Personal Loan Guide' to learn more about this credit module.
Pricing
Fair, Flexible Pricing Plans
Pricing
Fair, Flexible Pricing Plans
Pricing
Fair, Flexible Pricing Plans
We offer a range of flexible pricing plans tailored to suit originators of all sizes.
We offer a range of flexible pricing plans tailored to suit originators of all sizes.
Start
From $2,750
/mo
Dedicated Underwriting Manager
Zero Deposit First Loss
0% Coupon
Earn up to 3.0% per loan
Grow
Contact Sales
10% First Loss Requirement
Dedicated Underwriting Manager
Dedicated Risk Manager
Fixed Coupon Rate
Up To 50x Leverage
Retain All Excess Spread
Plus
Contact Sales
10% First Loss Requirement
Everything in Grow Plan
Use your own scorecard
Dedicated Compliance Manager
Access to Credit Intelligence
Advanced Loan Servicing APIs
FAQS
Have any questions?
FAQS
Have any questions?
FAQS
Have any questions?
If you don't find the answer your looking for, reach out to our team via the live chat.
Which countries and currencies do you support?
How much does Clay cost?
Can I use my own Scorecard and Policy Rules?
How long does Clay take to integrate and go-live?
What will be my maximum debt limit at launch?
Get Started
What will you build?
Get Started
What will you build?
Get Started
What will you build?
Want to be one of the first to build with Clay? Hit the button below...
Want to be one of the first to build with Clay? Hit the button below...
©2023 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA
©2023 Clay. All rights reserved.
©2023 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA
©2023 Clay. All rights reserved.
©2023 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA
©2023 Clay. All rights reserved.